Yacht ownership doesn’t always start at eight figures. If you want real ownership of a boat with a cabin, head, galley, and a proper helm, you can find capable yachts for a fraction of what most people imagine. Below are five models you can reasonably locate on the market today for the lowest entry price points.
We focused on real, buyable yachts (new or used) that offer practical offshore capability, not tenders or trailer boats. Prices shown are asking/listing prices or manufacturer MSRP when that was available.
1) Ranger Tugs R-23
Typical price: $155,000 USD (new/base models at entry level)
Ranger Tugs markets the R-23 as a compact passagemaker with a proper cabin and economical diesel propulsion, a true “pocket yacht.” It offers overnight capability, a small galley, and an enclosed helm, making it a practical and affordable first step into true yachting.
2) Beneteau Swift Trawler 30
Typical price: $160,000–$270,000 USD (varies by year/condition)
The Swift Trawler 30 delivers passagemaker stability and decent living space in a compact hull. Used listings on major brokers show multiple 2015–2019 Swift Trawler 30s around the low-to-mid six-figure range, making this a common pick for buyers wanting long-range capability on a smaller budget.
3) Jeanneau NC / NC Sport 895
Typical price: $230,000–$360,000 USD (depending on trim and region)
Jeanneau’s NC 895 (also marketed as NC Sport 895 in some markets) blends a roomy cockpit and sensible interior in a compact hull. Dealers show 2025 models listed in the low-to-mid $200k range in the U.S. and Canada, making it an attractive “new boat” option under $400k.
4) Azimut / Magellano / Atlantis 43
Typical price: from $158,000 USD (older 1990s models) to mid $400,000 USD for newer builds
Azimut-branded 40–45-foot models (Magellano or Atlantis lines) occasionally surface at surprisingly low asking prices once they age or if sellers need quick transactions. Brokers list older 43-foot models at prices under $200k in some European/US markets while late-model examples trade higher. Always inspect hours, engine condition and maintenance history.
5) Bavaria S45
Typical price: $425,000–$610,000 USD
Bavaria’s S45 and S45 Coupe variants are production builds with good volume and reasonable systems. Used examples listed in late 2010s and early-2020s model years appear in the mid-hundreds (under $700k), giving buyers a modern, well-equipped 45-foot platform for a price far below new-build levels.
Quick ranking table for the cheapest entry price for yachts (as of 14 Dec 2025)
| Rank | Model | Length (approx.) | Typical entry asking price (USD) |
|---|---|---|---|
| 1 | Ranger Tugs R-23 | 23 ft | $155,000 (new/base) |
| 2 | Beneteau Swift Trawler 30 | 30 ft | $160,000–$270,000 (used listings) |
| 3 | Jeanneau NC / NC Sport 895 | ~29 ft | $230,000–$360,000 (dealer listings) |
| 4 | Azimut 43 | 43 ft | $158,000–$500,000 (varies by year) |
| 5 | Bavaria S45 | 45 ft | $425,000–$610,000 (used examples) |
